Overview

Our business banking platforms support commercial customers with business checking, administrator-managed digital access, and tools for managing daily financial operations.

• Business checking accounts
• Operating and settlement accounts
• Digital Banking for Business
• Administrator-managed access controls
• Treasury-ready workflows
• Linked account visibility
• Merchant settlement coordination
• Reporting and transaction monitoring

What To Expect

Business Banking explains how operating accounts work, how administrators manage access, how digital banking supports businesses, how settlement deposits are handled, and how treasury tools integrate with accounts.

The page is structured as a clear operational landing page for business customers.

Digital Administration & Access Controls

Business customers may designate Account Administrators, Authorized Users, role-based permissions via forms, account-level access rights, and payment approval workflows. Administrators act as the primary contact for Digital Services and can control which users access eligible business accounts.

• Online Banking for Business
• Mobile Banking for Business
• Transaction history and reporting
• Internal transfers
• Business bill pay
• Account activity monitoring
• User access controls

Operating Accounts

Business checking accounts support daily operating balances, incoming settlement deposits, vendor and payroll payments, internal transfers, cash flow management, and linked account monitoring.

Operating accounts function as the financial center for business activity and support treasury workflows and reporting.

Merchant Settlement Support

Businesses using external merchant processing relationships can coordinate settlement into a TCBON Business Checking account.

This supports card settlement deposits, payment reconciliation, working capital balances, vendor payments, payroll funding, and treasury reporting.

TCBON Business Banking accounts serve as the destination for operating funds and financial control, regardless of the external merchant processor used.

Digital Banking for Business

These tools allow businesses to manage finances through secure digital workflows.

• Balance and activity review
• Transaction history
• Internal transfers
• Bill pay and scheduled payments
• Deposit monitoring
• Reporting and exports
• Linked account access
• User and permission management

Linked Accounts & Business Visibility

Linked accounts provide centralized visibility across business banking relationships.

• View consolidated balances
• Monitor multiple accounts
• Transfer between accounts
• Track deposits and payments
• Manage working capital