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Compliance program

AML / KYC / KYB policy and onboarding controls.

The compliance program explains customer identity review, business identity review, risk categories, due diligence, monitoring, employee training, recordkeeping, sanctions controls, suspicious activity escalation, and policy maintenance.

Identity and business verification

Account opening and service enrollment may require customer identification, business verification, beneficial ownership information, authorization records, and supporting documents.

Risk-based review

Relationships may be reviewed using risk categories, due diligence, enhanced due diligence, sanctions screening, transaction monitoring, and escalation procedures.

Program records

The policy covers governance, MLRO review, suspicious activity escalation, employee training, recordkeeping, sanctions, and ongoing policy maintenance.

Download AML / KYC / KYB Manual

Program coverage

  • AML/CFT governance and board-approved policy
  • Customer and merchant onboarding
  • Risk categories and enhanced due diligence
  • Suspicious activity escalation and MLRO review
  • Training, recordkeeping, sanctions, and policy maintenance