Checking Overview

Checking serves as the central transaction account within both personal and business banking relationships. Customers use checking accounts for deposits, payments, transfers, and real-time balance visibility through secure Digital Banking.

• Direct deposit and ACH credits
• Debit card purchases
• Bill payments
• Transfers between accounts
• Online and Mobile Banking access
• Transaction history and statements
• Payroll and government deposits
• Everyday spending and payments

What Checking Supports

Checking accounts are designed for routine deposits and withdrawals, payroll and ACH direct deposit, debit card transactions, transfers and bill payments, balance monitoring, Digital Banking access, and linked savings or deposit accounts.

Daily Transactions

Checking supports payroll deposits, ACH transfers, debit card purchases, ATM withdrawals, bill payments, internal transfers, and everyday spending.

Digital Banking for Checking

Eligible checking accounts may access Online Banking, Mobile Banking, balance review, transaction history, internal transfers, bill pay, loan payments, and statements and notices.

Direct Deposit Ready

Checking accounts support payroll direct deposit, government benefits, ACH credits, internal transfers, and account-based incoming payments. Electronic deposits may be available when funds are received by the bank.

Funds Availability & Deposits

Checking accounts may include electronic deposit processing, ACH credit posting, internal transfer availability, mobile deposit eligibility, and funds availability policies. Service charges and overdraft handling may apply depending on account type and activity.